There are lots of reasons to apply for a loan, there are times when we become short on cash and we really need to get things done.
But what can be done without money’s involvement? That leaves us to the option of borrowing or trying to obtaining a loan to solve the issue and then pay later.
What we are going to talk about now is the QuickCheck loan app and all that it entails from its requirements to its approval and interest rates.
QuickCheck is a popularly known loan platform in Nigeria that offers loans without any form of collateral to Nigerian users.
The QuickCheck loan app is made available for download on the Google Play Store for people to download, install and apply for available loan offers.
As of the time of writing this review, the app has been downloaded and installed on more than 1 million users with a good review score of 4.5 from 108 thousand reviews.
This clearly shows that the app is currently doing excellent work at granting people collateral-free loans with good support.
Getting approved for a loan is easy with QuickCheck and the loan offer is available 24/7 for application. The app stands on the side of giving instant loans and we also see that their platform is PCI DSS compliant.
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From what you will see when you go to the app on Google Play Store is that the app is positively reviewed by users and this means they are keeping a good standard.
Now let’s get off the long talk and talk about how to get a QuickCheck loan.
Let’s begin with the basics of their requirements and how to get qualified for loan offers.
Table of Contents
How to Apply for a QuickCheck Loan
Be sure to follow all the instructions as provided:
QuickCheck Loan Requirement
- A smartphone with good Internet
- Must be over 18 years and below 60
- Possess a Bank Verification Number
- Have a good credit score (~ Average)
- Hold a standard bank account in a Nigerian bank
- Personal information (Your name, address, gender, and others)
- Employment details (business owner, salary earner, etc)
- Have a debit card (ATM Card)
Download and Install the App
Before you start any of the processes we are about to go through you need to have the QuickCheck Loan App installed on your smartphone.
As I said earlier the app can easily be downloaded from the Google Play Store with a few clicks.
To do this go to the Google Play Store on your phone and search for “QuickCheck Loan” then you click install, then wait till you see open, and then click.
Sign Up
I am thinking you are new to the app, the next thing to do after the installation is to sign up for an account.
The application sign-up process is simply easy with good UI design you can easily sign up following the instructions being displayed on your phone’s screen.
Provide all the required details carefully and truthfully, one wrong detail could get your loan rejected by the review team, and also don’t forget to turn on location as it is required by the app to work well.
Now Apply for Loan
After you have successfully set up your account and it shows that you have completed your profile, it is time you move on to applying for a loan. Right on the dashboard, you should be able to see a button “apply for loan”.
This time you wait (Loan decision)
Now, this is the stage for us to know the outcome of the entire process, this stage determines whether your loan gets approved or not. QuickCheck takes a lot of things into consideration before granting people loans.
I am sure you have followed the entire process and input all details then you have no fear of getting rejected.
Receive funds into your Bank Account
This stage happens if your loan application gets approved by the review team, this means you can now make a withdrawal of the loan granted loan.
Now you can use it to fulfill your needs and then keep it in mind to pay back the loan on time.
More Information on QuickCheck App (F.A.Qs)
How much can I borrow?
The amount of money or the loan range is from as low as #1,500 to as high as #500,000.
Do note that at your first attempt you might be unable to borrow a large amount based on some requirements and your credit score. As time goes on with you paying loans back on time you get access to bigger loans.
Loan term or tenor
The loan tenor starts from 4 weeks to a year depending on the loan amount.
QuickCheck Loan Interest rates
The rate of the loan from QuickCheck starts from as low as 5% monthly on the first loan and it goes from 2% to 30% on a normal annual rate and this equals the interest of 1 – 21% monthly.
QuickCheck Loan repayment
The QuickCheck loan app lets you choose from different payments methods. The best method to pay back your loan is using the ATM card (Debit card) you used when you registered for the account.
You just have to click on the pay now button in the app for your loan to be repaid instantly.
There is also an option to pay back a loan using your bank’s USSD code.
Or better still you can make use of bank transfer or deposit cash to the account.
QuickCheck Customer Care
QuickCheck provides support to all their users using mail support, you can reach out to them with your issues with support@quickcheck.ng and also you can reach out to them using 0708 066 5544 for faster response.
QuickCheck Head Office
The loan app head office is located at no. 23 Agodogba Avenue, park view Estate, Ikoyi, Lagos, Nigeria.
QuickCheck Official website
The loan app website is quickcheck.ng and you can download the app by clicking download loan app.
Conclusion
Now that you have learned how to apply for the loan with the QuickCheck Loan app, don’t forget to take your time to build a good reputation (credit score) by paying all granted loans before the due date so as to open new and better offers over time.
